The Equifax Way: All About Equifax Credit Bureau

Since over a century ago, Equifax Credit Bureau has provided valuable information services to both businesses and individuals globally. With an annual revenue of over $1.3 billion dollars and 4,400 employees in 12 different countries, Equifax Credit Agency maintains its market leading position by adhering to a strict, self-imposed corporate governance program that includes:

  • clearly communicating its operating principles

  • following a stringent code of ethics

  • meeting compliance requirements

  • maintaining committee charters

  • following a privacy policy

  • abiding by a set of values to help guide Equifax information services employees in their daily business “The Equifax Way";

From the moment Equifax Credit Bureau opened its doors in the final year of the 19th century, Equifax Credit Bureau employees have abided by the Equifax Way, their common guiding principles, starting with –

the belief that a business whose principal product is information must set an unparalleled standard for integrity.

Equifax Credit Bureau's guiding purpose – the Equifax Way – goes on to make two key distinctions:

  • Operating principles:  It is all about growth, innovation, and deployment of technology, led by the greatest people anywhere;

  • Business values:  Equifax Credit Agency leads with integrity, works as a team, respects all people, and is performance-driven to achieve excellence in all that it does.

But Equifax Credit Agency's commitment to technology and humanity, to progress and compassion, doesn't stop there. The aforementioned Equifax Credit Bureau Code of Ethics includes the following:

  • to conduct a socially-responsible business within both the letter and the spirit of its self-imposed Code;

  • to recognize that its greatest strength is its people;

  • to treat everyone – customers, consumers, and employees with respect and dignity;

  • to address consumer privacy issues;

  • to actively seek out business partners and customers whose ethics and values mirror its own.

And the Equifax Credit Bureau Board of Directors has its very own Code of Ethics on top of that.

The Equifax information services' Privacy Policy promises:

  • to give all visitors to the Equifax Credit Bureau website clear notice whenever requesting information from them, detailing the types of information requested, the general purposes for which information will be used, the categories of users to whom Equifax Credit Agency provides the information, and most significantly, to provide visitors with the ability to opt-out of such uses online;

  • to keep accurate records, to allow visitors access to whatever personally identifiable information is able to be retrieved online, and to lay out for Equifax Credit Bureau visitors a fair procedure for updating and correcting data;

  • to maintain safe and secure systems, both physical and electronic, for safeguarding any information.

These are principles about which any consumer can feel secure.  And together, they make up the foundation of all Equifax Credit Bureau's information services

Equifax Credit Watch Gold™
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What Equifax Credit Watch Gold offers:
 
What Equifax Credit Reports offer:

Comprehensive credit file monitoring and automated alerts of key changes to your Equifax, Experian, and TransUnion credit reports

 

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Free 3-in-1 Credit Report with Score Power® and unlimited Equifax Credit Report™

 

Record of companies that have reviewed your credit file

Up to $20,000 Identity Fraud Expense Coverage with no deductible† at no additional charge to you

 

Includes a confirmation number needed to use Equifax's free online dispute feature and fix errors quickly and simply

Knowledgeable Customer Care 24 hours a day, 7 days a week

 

Access to friendly and knowledgeable Customer Care 7 days a week

With Score Power® you'll also get your FICO® credit score, what your most current score means, comparison with national averages, and a graph of how lenders view you

     

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